Health insurance shouldn't feel like a guessing game. At Pare-Grondin Services, we help individuals, families, self-employed workers and small business owners compare their options and choose coverage that fits their needs and their budget. We're based in Litchfield, New Hampshire, and licensed nationwide for individual and business plans, so we can help wherever you live.
Every household and every business is different. We take the time to understand yours, then compare the plans that fit.
Whether you're buying coverage for the first time, starting a new job or adding a new baby to your plan, we'll walk you through the trade-offs between premiums, deductibles and out-of-pocket costs. We'll also check that the doctors you rely on are in network before you sign up. We help during open enrollment and after qualifying life events such as a move, marriage or job change.
No employer plan? No problem. We work with sole proprietors, freelancers, 1099 workers and trades contractors who need to find coverage on their own. We'll explain your choices in plain language and help you find a plan that protects your health and your business without overpaying for coverage you don't need.
Whatever the size of your company, from a one-person shop to a large employer, we help employers offer health benefits that attract and keep good people. We compare group plans side by side, explain how costs are shared between employer and employee, and review your options again at every renewal so your benefits keep pace with your business.
Protect your income and your family with life insurance, including indexed universal life (IUL), and disability coverage. Outside New Hampshire, we also offer dental and vision plans, either as add-ons to your health plan or as standalone policies for your household or your employees.
Our goal is simple: help you find real value without stripping away the coverage you count on. We don't push one plan. We lay out your options and explain the trade-offs so you can make the call.
Your consultation is always free, and working with us costs you nothing extra. We're paid by the insurance company once you enroll, not by you.
When you work with us, you work with Helen Grondin and Alex Pare. You'll have direct phone numbers for both of us, and you'll talk to the same people at enrollment, at renewal and whenever a question comes up.
We help clients find plans that use well-known provider networks, including Cigna, Aetna, PHCS and MultiPlan, so it's easier to keep the doctors and hospitals you already trust.
We're based in Litchfield, NH, but we're licensed nationwide for individual and business plans. If you move, have family in another state or run a business with employees in several states, you can keep the same advisors.
Individuals, growing families, self-employed and 1099 workers, and businesses of any size all work with one team that knows their situation.
Pick a time that works for you on our online calendar, or call Helen or Alex directly.
Including Litchfield, Hudson, Merrimack, Nashua, Londonderry, and Manchester
Pare-Grondin Services is a local business. We live and work in southern New Hampshire, and we're proud to serve our neighbors in Litchfield, Hudson, Merrimack, Nashua, Londonderry, Manchester and across Hillsborough County. If you're looking for a health insurance broker in Litchfield or Nashua, you can talk to someone who knows the area.
Because we're licensed nationwide for individual and business plans, we can also help clients in every state. We meet by phone or video, so where you live doesn't change the service you get.
We're licensed nationwide for individual and business plans. We focus on three states. Each one handles health insurance a little differently, so here's what to know where you live.
Individual plans are sold through HealthCare.gov, and the state's Medicaid expansion is called Granite Advantage.
Health insurance in New Hampshire → MAState coverage requirementMassachusetts runs its own marketplace, the Health Connector, and requires most adults to have health coverage when affordable coverage is available to them.
Health insurance in Massachusetts → FLPlans vary by countyFloridians shop on HealthCare.gov, where plan choices and prices depend on the county you live in. Florida hasn't expanded Medicaid.
Health insurance in Florida →These are the states we focus on, but we also help with claims nationwide, wherever you or your employees live. How we help nationwide →
A broker compares health plans from several insurance companies and helps you understand the differences in cost, coverage and provider networks. Instead of researching every option yourself, you get a licensed advisor who explains the choices in plain language and helps you enroll.
No. Our consultations are always free, and we're paid by the insurance company once you enroll, so working with us doesn't add to your premium.
You can shop on healthcare.gov or your state's exchange yourself. A broker helps you compare those options and others, checks that your doctors are in network, and answers your questions before and after you enroll.
Yes. We regularly help freelancers, contractors and small business owners who don't have access to an employer plan. We'll review your budget, your health needs and the doctors you want to keep, then compare plans that fit.
We work with businesses of any size, from a one-person company to large employers. We're also members of the Nashua, Manchester and Hooksett Chambers of Commerce and of Associated Builders and Contractors (ABC NH/VT and ABC MA), so we know the needs of local businesses and contractors.
No. We're based in Litchfield, NH, but we're licensed nationwide for individual and business plans, so we can help you wherever you live.
We help clients find plans that use networks including Cigna, Aetna, PHCS and MultiPlan. Tell us which doctors and hospitals matter most to you, and we'll check which plans include them.
Whether you're reviewing your current plan or starting from scratch, a quick conversation is the easiest first step. Tell us what you need, and we'll show you what's available.
Health insurance is confusing, and the wrong plan can cost you money or leave you without the care you need. You deserve a local advisor who will explain your choices in plain language and stay with you after you enroll. That's what we do at Pare-Grondin Services.
Cut costs, not care.
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